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Uninsured Employers

N.C. Industrial Commission Increases Investigations and Pursuit of Penalties Against Uninsured Businesses

In North Carolina, most employers with three or more part-time or full-time employees are legally required to have workers’ compensation insurance coverage. Since 2015, the North Carolina Industrial Commission has been aggressively pursuing penalties against non-insured employers. Many times, employers are not even aware of their obligation to purchase and maintain workers’ compensation insurance until it is too late, and may have actually been advised that they are not subject to the Workers’ Compensation Act.  On other occasions, employers have had issues regarding the cancellation or non-renewal of their workers’ compensation policies.  

Especially to small businesses, these penalty assessments can be devastating. Failure to obtain coverage can result in significant penalties. Employers that have faced assessments before and failed to comply may even be charged with a Class H felony or Class 1 misdemeanor. With the threat of closing your business or possibly even serving jail-time, these assessments are not to be taken lightly.

A Penalty Assessment Order will often demand payment of tens of thousands of dollars, and businesses have only a short period to contest the penalty.  Our attorneys at Lewis & Roberts are well-versed in appealing Industrial Commission penalties and working with the Attorney General’s office to negotiate a more reasonable result.  Our attorneys also have expertise in insurance coverage issues that are sometimes applicable in these situations.  We strive to handle these cases – and all cases – in a manner most cost-effective for our clients, so as to minimize the impact on your business.

The Resolve To Protect Your Business

Our objective at Lewis & Roberts is to provide the expertise, advice, and defense that your business needs in the face of uncertainty. Not only do we defend employers in cases with penalties from the Industrial Commission, we also represent businesses when there is an underlying workers’ compensation claim by an employee or independent contractor. In every case, our team of attorneys is guided by our core values of skill, tenacity, fearlessness, and integrity. We understand the trust that goes into putting the well-being of your business in the hands of someone else, and we promise to give your case the attention it deserves.

Let our team at Lewis & Roberts help your business. 

Contact us today